PROBLEMS OF FORMATION AND MANAGEMENT OF THE COLLATERAL PORTFOLIO OF A COMMERCIAL BANK

Authors

  • M. Maslova Siberian Federal University, Krasnoyarsk
  • N. Klishevich Siberian Federal University , Krasnoyarsk

DOI:

https://doi.org/10.31618/nas.2413-5291.2021.3.63.369

Keywords:

collateral, collateral portfolio, collateral risk management

Abstract

The article discusses the problems of formation and management of the pledge portfolio of a commercial bank, highlights the main stages of pledge work, analyzes the existing groups of pledge risks, the reasons for their occurrence, and also provides suggestions for their minimization.

Author Biographies

M. Maslova , Siberian Federal University, Krasnoyarsk

Master's student

N. Klishevich , Siberian Federal University , Krasnoyarsk

Candidate of Economic Sciences, Associate Professor

References

Кредитование субъектов малого и среднего предпринимательства №5. Октябрь 2020 // Статистический бюллетень Банка России. 2020. - URL: https://cbr.ru/Collection/Collection/File/31766/stat_bulletin_lending_2006-05.pdf

Фильчина, Н. С. Перспективы и проблемы развития кредитования юридических лиц коммерческими банками России / Н.С. Фильчина // Экономика, управление, финансы: материалы VIII Междунар. науч. конф. (г. Краснодар, февраль 2018 г.). — Краснодар: Новация, 2018. — С. 94-97. — URL https://moluch.ru/conf/econ/archive/264/13528/.

Радковская, Н. П.Формирование и управление залоговым портфелем коммерческого банка / Н.А. Мельникова, Н.П. Радковская // УЭкС. 2011. №36. URL: https://cyberleninka.ru/article/n/formirovanie-i-upravlenie-zalogovym-portfelem-kommercheskogo-banka.

Тищенко, А.А. Современный аспект восприятия термина «залоговый портфель» / А.А. Тищенко // Финансовый журнал. 2019. №4 (50). URL: https://cyberleninka.ru/article/n/sovremennyiaspekt-vospriyatiya-termina-zalogovyi-portfel.

Downloads

Published

2021-03-19

Issue

Vol. 3 No. 36(63) (2021)

Section

Статьи

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-NoDerivatives 4.0 International License.

CC BY-ND

A work licensed in this way allows the following:

1. The freedom to use and perform the work: The licensee must be allowed to make any use, private or public, of the work.

2. The freedom to study the work and apply the information: The licensee must be allowed to examine the work and to use the knowledge gained from the work in any way. The license may not, for example, restrict "reverse engineering."

2. The freedom to redistribute copies: Copies may be sold, swapped or given away for free, in the same form as the original.