FORMATION AND DEVELOPMENT OF CREDIT BUREAUS IN RUSSIAN FEDERATION

Authors

  • A. Shulgina Kurgan State University
  • P. Cherkasskikh Kurgan State University, Kurgan

DOI:

https://doi.org/10.31618/nas.2413-5291.2021.3.66.418

Keywords:

credit history bureaus; qualified credit history bureaus; credit risk reduction

Abstract

In recent years, along with an increase in the number of loans issued, there has been an increase in overdue and bad debts to credit institutions. In this regard, the study of the development of credit history bureaus, as the most important tool for reducing credit risk, is relevant. The paper studies the process of formation of BKI in Russia, analyzes their activities, identifies the main problems, such as duplication of information in credit histories, the presence of erroneous information in them, and others. The prospects for further development are identified, in particular, the creation of qualified credit history bureaus, the use of more information sources in the formation of credit histories.

Author Biographies

A. Shulgina , Kurgan State University

Candidate of Economic Sciences, assistant professor

P. Cherkasskikh , Kurgan State University, Kurgan

Student

References

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Published

2021-05-14

Issue

Vol. 3 No. 66 (2021)

Section

Статьи

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